Financial Resources

Financial Resources from First Palmetto

Learn what’s going on at First Palmetto and get advice on budgeting, mortgages, security, and more. If you have specific questions about banking with us, please contact us or visit your local office.

How can we help with your financial journey?

Whether you need to find a mortgage banker, improve your credit, or demystify banking for your business, we can help. Choose a category below to view our resources.

First Palmetto
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First Palmetto

Best Small Bank in South Carolina

Each year, Newsweek releases a list of America's Best Banks, naming what LendingTree determined to be the best small and...

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Business

How Mobile Banking Helps Your Business Grow

Here are five ways that mobile banking can enhance your business operations.

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Checking & Savings

The Six Bank Account Choices You Need to Know

Did you realize that there are more than two types of bank accounts for personal use?

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Business

What Do I Need To Open A Business Bank Account?

Here is a quick list of what you need to open a business bank account.

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Business

Buying vs. Leasing—Commercial Real Estate

A wide range of businesses require commercial space for operations. If you need a brick-and-mortar storefront, factory...

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Checking & Savings

How To Build & Use Your Emergency Fund

One of the largest tools in your belt is an emergency fund.

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Checking & Savings

How To Maximize Your Digital Banking

As little as even 10 years ago, banking still primarily revolved around in-person experiences where you would need to...

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Business

The Benefits of Local Banking for Small Businesses

Choosing to bank with a local bank yields some surprising benefits over and above the larger national competitors.

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Checking & Savings

What Can I Use a Savings Account For?

While many people consider a savings account a good place to store funds for a rainy day, having a specific, measurable...

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Security

Avoiding Charity Scams During the Holidays

Learn how to avoid giving to a holiday scam rather than a holiday charity.

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Credit

Demystifying Your Credit Score

A good credit score needs no explanation, but the difference between bad credit and no credit can affect how you get to...

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Checking & Savings

Five Tips for Budgeting

The reality is that businesses, households and people perform better when they stick to a budget.

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Business

Five Types of Business Loans

If you are a business owner, there are several types of business loans available to help your business succeed.

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Mortgages

Obtaining A Mortgage In Greenville, SC

Greenville is the sort of thriving, dynamic city that draws people from all walks of life, with something to do for just...

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Mortgages

Real Mortgage Tips for First-Time Homebuyers

Thinking about purchasing your first home? We can help you navigate rates, fees, and loan types.

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Mortgages

The Best Mount Pleasant Experience

Nothing characterizes the dynamic and exciting environment of Mount Pleasant more than it landing at #5 on the Top...

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Security

Three Signs A Phone Call Or Text Message Is A Scam

October is National Cybersecurity Awareness Month, and whether we like it or not, we are all on the front lines battling...

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Security

Tips to Spot a Scammer

How do you protect yourself from the different versions of fraud and scams out there?

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Mortgages

Top Six Ways to Boost Home Value in 2022

Thinking of selling? Here are the home renovations that have the highest ROI in South Carolina.

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First Palmetto

First Palmetto Bank Employee Experiences

If you can imagine working in a tight-knit community where everyone knows everybody else, then you can envision working...

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Business

How To Apply For Paycheck Protection Plan (PPP) Loan Forgiveness

While the process may seem a little overwhelming at first glance, this guide will help you get the key information you...

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Mortgages

How to Choose a Mortgage Banker in South Carolina

Aside from choosing the right home, selecting the right Mortgage Banker is probably one of the most important decisions...

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Mortgages

I Want a Mortgage: What Are the Types of Mortgages?

Purchasing a home is likely the single largest expenditure that you will ever undertake. Know the mortgage options...

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Checking & Savings

What Do I Need To Open A Personal Bank Account?

To open a personal bank account, you need a government-issued ID, some basic information, and a small deposit to get...

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Security

What To Do If You Are Scammed

If you have been caught in the web of an online scam, here is a quick checklist of actions to take.

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Still have financial questions? We can help.

First Palmetto Bank is here to work alongside you in personal and commercial banking, loans, and more. Give us a call or visit your local office, and we’ll be happy to answer any questions.