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Personal Savings Accounts

Jump-starting your savings has never been easier! Build an emergency cash fund, save up for a large purchase, or simply give yourself some breathing room that you are not so tempted to spend. First Palmetto Bank Savings Accounts are just a few simple steps away.

Personal Savings Account Choices

Palmetto Savings Account

The Palmetto Savings Account is our basic savings account. The account only requires a minimum daily balance of $250.00 to avoid maintenance fees and earn a variable interest rate. You can easily track your account history through Online and Mobile Banking.

Key Details
  • $3.00/Month Maintenance Fee (unless you maintain a balance of $250.00 or more)
  • After the first six(6) withdrawals/transfers, each additional transaction will receive a $1.00 charge per transaction*
  • $50.00 minimum opening balance
  • eStatements and Paper Statements are available

Palmetto Student Savings Account

The Palmetto Student Savings Account is our savings geared for students up to the age of 22, at which time in converts to a Palmetto Savings Account. There are no qualifiers and there is no minimum opening balance necessary to earn interest on this account. You can easily track your account history through Online and Mobile Banking.

Key Details
  • No monthly maintenance fee
  • Six (6) transactions per month*
  • No minimum deposit amount to open the account
  • eStatements and Paper Statements are available

* Federal regulations impose a limitation of no more than six (6) transfers per monthly statement period from a savings account to another depository account at First Palmetto Bank or to third parties by means of preauthorized or automatic drafts, telephone transfers, and transfers by check, debit card, or similar order payable to third parties.