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Certificates of Deposit

Certificates of Deposit (CDs) are our most popular tool for both savers and investors. Earn a steady rate of income over various maturities, and you can begin today with a low minimum deposit. Our rates are tiered so that you will earn more with a larger balance. CD Questions? First Palmetto Bank has answers. Please give us a call if you would like to inquire about our Certificates of Deposit offerings, or visit a local branch.

Learn More About CDs

Our CDs offer flexibility in terms and competitive rates. Please review the features below of our CDs:

  • $300.00 minimum opening balance
  • A $300.00 minimum daily balance is all that is necessary to earn interest
  • Flexible terms
  • Interest is fixed for the full term
  • Interest is compounded daily
  • Automatic renewal at maturity with a ten day grace period
  • Interest checks or electronic payments of earned interest may be made monthly, quarterly, semi-annually or annually depending on the term of the CD