Personal Online Banking Procedure Change:

The recent update to the First Palmetto Bank website changes the login procedures for Personal Online Banking. Please enter both your username (formerly UserID) and password into the form, otherwise your login attempt will be unsuccessful. If you continue to experience problems logging in, please contact your local branch for further assistance. We are grateful for your patience and understanding as we transition to a new website to better serve you!


The login procedures for Business Online Banking will remain the same.

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Certificates of Deposit

Certificates of Deposit (CDs) are our most popular tool for both savers and investors. Earn a steady rate of income over various maturities, and you can begin today with a low minimum deposit. Our rates are tiered so that you will earn more with a larger balance. CD Questions? First Palmetto Bank has answers. Please give us a call if you would like to inquire about our Certificates of Deposit offerings, or visit a local branch.

Learn More About CDs

Our CDs offer flexibility in terms and competitive rates. Please review the features below of our CDs:

  • $300.00 minimum opening balance
  • A $300.00 minimum daily balance is all that is necessary to earn interest
  • Flexible terms
  • Interest is fixed for the full term
  • Interest is compounded daily
  • Automatic renewal at maturity with a ten day grace period
  • Interest checks or electronic payments of earned interest may be made monthly, quarterly, semi-annually or annually depending on the term of the CD