First Palmetto Bank VISA Debit Cards are a safe and convenient means of accessing your money. Our cards enable you to make purchases or withdraw money at an ATM. New EMV (chip) card technology adds an additional layer of security when you conduct a transaction. If you have a question about your First Palmetto VISA Debit Card, please give us a call today.
First Palmetto Bank uses EMV/Chip Debit Cards to help protect you with a new layer of technological security. These cards store your sensitive data safely in a small chip, hence the name. However, your card still retains a magnetic strip so you can still use it the traditional way at locations which are not chip-enabled.
Each time you conduct a transaction, the chip generates a one-time code. This code is the only way to "unlock" the transaction and approve it. This makes attempts at fraud, such as copying your card, significantly more difficult.
Please note: Transactions conducted with EMV Debit Card may be a little slower than you are accustomed. This is because your data is actually encrypted at the terminal and sent. While encryption makes your transaction more secure, the time needed to perform the encryption makes the process take slightly longer.
A magnetic strip is included on your First Palmetto Bank VISA Debit Card that can be used at locations that do not yet have chip-enabled terminals. Simply use the card the traditional way by swiping it.
We trust that you see that we are committed to safeguarding your personal and financial information by adding this level of security. If you have any questions about First Palmetto Bank VISA Debit Cards, please contact us at 1.800.922.7411 or visit your local branch during normal business hours.
To report a stolen card or even a misplaced card, please contact us immediately at 1.800.922.7411 during business hours or 1.800.472.3272 after hours from within the United States. If you are outside of the U.S., please call (for collect calls) 1.973.656.2345.