Personal Online Banking Procedure Change:

The recent update to the First Palmetto Bank website changes the login procedures for Personal Online Banking. Please enter both your username (formerly UserID) and password into the form, otherwise your login attempt will be unsuccessful. If you continue to experience problems logging in, please contact your local branch for further assistance. We are grateful for your patience and understanding as we transition to a new website to better serve you!

 

The login procedures for Business Online Banking will remain the same.

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Personal Subpage Checking - grandfather and grandchildren

Personal Checking Accounts

The simplicity, convenience, and affordability of a checking account with First Palmetto Bank makes local banking both friendlier and easier than ever. Our checking accounts are designed for a variety of lifestyles and tested by time. We have a checking account that will meet your needs, regardless of your money management requirements and goals.

Checking Account Choices

Compare our checking accounts below to see which one is the right fit for you. We invite you to come in to a branch to get started on your account or give us a call if you have any questions.

PLANMINIMUM OPENING BALANCEINTEREST BEARINGMONTHLY MAINTENANCE FEEQUALIFIERS TO EARN INTEREST AND/OR AVOID MONTHLY FEEFEATURES
PALMETTO CHECKING

Full Service account with convenient access for any customer including students

$50.00 No $0 None
  • e-Statements
  • $3.00 monthly fee for paper statements w/ images (per cycle)
PALMETTO HERITAGE CHECKING

Designed for customers 50 years of age or older

$50.00 Yes $0
  • $1000.00 minimum daily balance to earn Annual Percentage Yield (APY)
  • 25% discount on Safe Deposit Box Rental
  • No fee for paper statements
  • No fee for Official Checks
  • No fee for checks provided customers utilize Heritage checks
PALMETTO INTEREST CHECKING

Offers high value and competitive market rate

$50.00 Yes $12.00
  • $500.00 minimum daily balance to avoid maintenance fee
  • $500.00 minimum daily balance to earn APY
  • e-Statements
  • $3.00 monthly fee for paper statements w/ images (per cycle)
PALMETTO CLASSIC CHECKING

Offers high value and expanded benefits

$50.00 Yes
*(Tiered Rate)
$15.00
  • $2,500 minimum daily balance to earn APY
  • $2,500 minimum daily balance Or $25,000 Loan balance Or $25,000 other deposit to avoid maintenance fee
  • Paper statements provided
  • 25% discount on Safe Deposit Box Rental
  • No fee for Official Checks
  • No fee for checks provided customers utilize Classic checks