Personal Online Banking Procedure Change:

The recent update to the First Palmetto Bank website changes the login procedures for Personal Online Banking. Please enter both your username (formerly UserID) and password into the form, otherwise your login attempt will be unsuccessful. If you continue to experience problems logging in, please contact your local branch for further assistance. We are grateful for your patience and understanding as we transition to a new website to better serve you!

 

The login procedures for Business Online Banking will remain the same.

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Business Checking Simplicity

First Palmetto Bank proudly provides business checking plans that meet the many needs of a business owner working diligently to ensure customer satisfaction. We know that you are busy being innovative, applying old-fashioned ingenuity, or simply working hard. Take the stress of transactions down a notch with one of our convenient business checking accounts. Have questions about our business checking products? Simply give us a call to find answers or visit a local branch.

Business Checking Plans

Our Business Checking plans offer the freedom to grow your business with a reliable and trustworthy place to place your funds.

PLANMINIMUM OPENING BALANCEINTEREST BEARINGMONTHLY MAINTENANCE FEEQUALIFIERS TO EARN INTEREST AND/OR AVOID MONTHLY FEEINCLUDES
PALMETTO BUSINESS CHECKING - Businesses with low to moderate activity $50.00 No
  • $12.00
  • .30 per item in excess of 400 combined items (credit, debit, transit)
  • $500.00 minimum daily balance
  • No more than 400 combined items per monthly statement
  • Paper Statements or e-Statements available w/ images
PALMETTO ANALYSIS CHECKING - Businesses with high activity $50.00 NO
**Earnings Credit can be used to offset maintenance fees
  • $12.00 plus .19 per debit and .40 per deposit. On-us items .08 and transit items .10
None
  • Paper Statements or e-Statements available w/ images
PALMETTO BUSINESS INTEREST CHECKING - Offers high value and competitive market rates $50.00 Yes
*Tiered Rate
$15.00
  • $2,500.00 minimum daily balance to earn Annual Percentage Yield (APY)
  • $2,500.00 minimum daily balance to avoid maintenance fee
  • Paper Statements or e-Statements available w/ images
PALMETTO COMMUNITY CHECKING - Designed for non-profit entities $50.00 Yes $0
  • $2,500.00 minimum daily balance to earn APY
  • Paper Statements or e-Statements available w/ images
PALMETTO IOLTA - Lawyers Trust Accounts $0 Yes $0 None
  • Paper Statements or e-Statements available w/ images
**Earnings Credit: The previous month’s average of the 91 day T-Bill rate applies to the average available balance.
The average available balance is the average collected balance less the Federal Reserve requirement.