Personal Online Banking Procedure Change:

The recent update to the First Palmetto Bank website changes the login procedures for Personal Online Banking. Please enter both your username (formerly UserID) and password into the form, otherwise your login attempt will be unsuccessful. If you continue to experience problems logging in, please contact your local branch for further assistance. We are grateful for your patience and understanding as we transition to a new website to better serve you!


The login procedures for Business Online Banking will remain the same.

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Business Subpage Loans - Woman writing

Business Loans Made Locally

We make no secret of our local heritage and ownership. We have long invested in our communities and their businesses, and we know that the responsiveness of a credit decision made locally translates simply to a better overall experience. Work with one of our local lending executives to find a lending solution that meets your specific needs. Give us a call today to speak with a Lending Executive.

Purchase, Finance or Construct

Whether it is assisting you in structuring your debt to match your financing and cash flow needs, short term or long term financing, secured or unsecured, fixed rate or floating, our loan officers will work to understand your needs and seek the best solution for you.

Business Loan Products
  • Real estate financing for both owner and tenant occupied commercial properties;
  • Short term lines of credit for working capital and to provide liquidity for unexpected cash needs;
  • Term loans for the financing of long-term assets such as equipment purchases, real estate acquisitions or other business needs with repayment structured over an extended period of time;
  • Real estate acquisition, construction and development loans; and
  • Letters of credit issued to guarantee payments on behalf of a customer to a beneficiary for a stated period of time and when certain conditions are met.