First Palmetto offers an array of commercial lending options that are available to professionals and executives and small and middle market businesses. Our experienced lending executives will work closely with you to find the right lending service that best suits your individual needs.
Whether it is assisting you in structuring your debt to match your financing and cash flow needs, short term or long term financing, secured or unsecured, fixed rate or floating, our loan officers will attempt to tailor a plan to fulfill your requirements.
Our commercial loan products include:
- Real estate financing for both owner and tenant occupied commercial properties;
- Short term lines of credit for working capital and to provide liquidity for unexpected cash needs;
- Term loans for the financing of long-term assets such as equipment purchases, real estate acquisitions or other business needs with repayment structured over an extended period of time;
- Real estate acquisition, construction and development loans; and
- Letters of credit issued to guarantee payments on behalf of a customer to a beneficiary for a stated period of time and when certain conditions are met.
Being a locally owned and operated community savings bank, we do not have to go out of state for a credit decision. This allows us to respond promptly to loan requests of all sizes.