Consumer Checking Accounts

First Palmetto Econo-Checking
Our basic checking account designed for customers who wish to avoid service charges by maintaining a low minimum daily balance.

• Minimum daily balance to avoid service charges - $250.00
• Service charges (if applicable)
  • Monthly maintenance - $7.00
  • Per check or withdrawal - $.40
• Minimum deposit to open the account - $250.00
• Checks will be held in safekeeping.
• Duplicate checks are required.

First Palmetto Interest Checking
With this checking account, you can avoid service charges and earn a variable rate of interest if you maintain a minimum daily balance of $500.00.

• Minimum daily balance to avoid service charges and earn a variable rate of interest - $500.00
• Service charges (if applicable)
  • Monthly maintenance - $9.00
  • Per check or withdrawal - $.40
• Minimum deposit to open the account - $300.00
• Imaged checks are included in your monthly statement.

First Palmetto Student Checking
The perfect checking account for students until they reach the age of 22, at which time the account may be converted into First Palmetto Econo-Checking or Interest Checking.

• No minimum daily balance requirement to avoid service charges
• No minimum deposit to open the account
• Unlimited check writing privileges
• Checks will be held in safekeeping.
• Duplicate checks are required.

First Palmetto Senior Checking
For those customers who are at least 50, Senior Checking offers many features.

• No minimum daily balance requirement to avoid service charges
• Minimum deposit to open the account - $100.00
• With only a $500.00 minimum daily balance, you earn a variable rate of interest.
• No charge for our wallet custom check
• No charge for standard travelers checks and official checks (limit of three per month)
• Free notary service
• Imaged checks are included in your monthly statement.

Commercial Checking Accounts