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Privacy Policy

Internet Privacy Policy

We recognize and respect your need for privacy and security as you visit our site. When you visit our site to view any pages, read product information, or use our on-line calculators and tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The only information we normally collect and store is:

  • The name of your Internet service provider. 
  • The web site that referred you to us (if any)
  • The date and time the pages were accessed. 
  • The page or pages you requested. 

There are instances where you may elect to provide us with personal information. If you fill out one of our feedback or request forms or send us email, you are transmitting the information that appears to you in the form or the message. This will typically include information like your name, mailing address, email address, the kind of request you are making, and any other information necessary to fulfill your request. You never transmit personally identifying information that you do not enter yourself. And this is always your option; this information cannot be collected unless you specifically elect to send it to us. This information is used internally only for the purpose of fulfilling the request or for contacting you directly and is not given or sold to any other organization.

When you submit personally identifying information via one of our feedback or application forms, that information is also encrypted, or scrambled, by your browser before it is transmitted back to our web site. This effectively prevents anyone from intercepting and reading any personal information about you. Note that this encryption does not take place if you send us email, but only when you use your web browser with one of our site's forms.

* We reserve the right to change our privacy policy. A revised policy statement will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 30 days prior to its effective date.

Consumer Privacy Policy

Rev. 05/2012

FACTS
WHAT DOES FIRST PALMETTO BANK FACTS DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment
  • credit history and credit scores
When you close your account, we continue to share information about you according to our policies.
How?
All financial companies need to share customers' personal information to run their everyday business-to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Palmetto Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does First Palmetto share?
Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes —
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes —
information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes —
information about your creditworthiness
No
We don't share
For affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
We don't share

Questions? Call 1-800-922-7411 or go to www.firstpalmetto.com

Sharing Practices
How does First Palmetto notify me about their practices?

We must notify you about our sharing practices when you open an account and each year while you are a customer.

How does First Palmetto protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Palmetto collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • affiliates' everyday business purposes-information about your creditworthiness
  • affiliates to market to you
  • nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Everyday business purposes

The actions necessary by financial companies to run their business and manage customer accounts, such as

  • processing transactions, mailing, and auditing services
  • providing information to credit bureaus
  • responding to court orders and legal investigations
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Palmetto Bank has no affiliates
Nonaffiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Palmetto Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Palmetto Bank doesn't jointly market.

FDIC / EHL

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