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Commercial Checking Account

First Palmetto Commercial Checking

For large corporate checking accounts with a lot of activity, our commercial checking account is a favorite.

  • Service Charges
    • Monthly maintenance - $11.00
    • Fee per debit paid - $.19
    • Fee per deposit - $.40
    • Fee per local deposit item - $.09
    • Fee per non-local deposit item - $.10
    • Fee per on-us deposit item - $.08
    • Other activity fees may apply.
  • Service charges may be offset by an earnings credit calculated as follows: The previous month's average of the 91 day treasury bill rate is multiplied by the average available balance. The average available balance is the average collected balance less the Federal Reserve requirement.
  • No minimum deposit to open the account
First Palmetto Business Checking

Our business checking account has been the choice for corporate accounts without a lot of activity.
  • Non-interest bearing account
  • Minimum daily balance to avoid monthly maintenance fee - $500.00
  • Service Charges
    • Monthly maintenance(if applicable) - $9.00
    • First 50 debits paid - free, thereafter - $.30 per debit
    • First 125 deposit items - free, thereafter - $.30 per item
    • First 25 deposits - free, thereafter - $.30 per deposit
    • Other activity charges may apply.
  • No minimum deposit to open the account

First Palmetto Commercial Interest Checking

The choice for eligible businesses and organizations (generally sole proprietors and non-profit organizations), our commercial interest checking earns a variable rate of interest on average available balances.
  • Minimum daily balance to avoid monthly maintenance fee - $2,500.00
  • Earns a variable rate of interest on daily collected balances minus the Federal Reserve requirement.
  • Service Charges
    • Monthly maintenance(if applicable) - $11.00
    • Fee per debit paid - $.18
    • Fee per deposit - $.35
    • Fee per local deposit item - $.08
    • Fee per non-local deposit item - $.09
    • Fee per on-us deposit item - $.07
    • Other activity fees may apply.
  • No minimum deposit to open the account

FDIC / EHL

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