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CD & IRA Accounts

First Palmetto Certificates of Deposit

Our most popular deposit product for both savers and investors, CDs pay a fixed rate of interest over various maturities.

Minimum deposit to open an account - $300.00
Maturities ranging from three months to thirty-six months
Interest fixed for the full term
Interest is compounded daily.
Automatic renewal at maturity with a ten day grace period
Interest checks or direct deposits of earned interest may be made monthly, quarterly, semi-annually or annually depending on the term of the CD.

First Palmetto Individual Retirement Accounts

A safe way to save for retirement, our IRAs are invested in First Palmetto CDs and there are no annual fees.

Minimum deposit to open an account - $300.00
Maturities ranging from three months to thirty-six months
Interest fixed for the full term
Interest is compounded daily.
Automatic renewal at maturity with a ten day grace period
Annual contributions, rollovers and transfers are accepted without fees
No annual fees